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Financial terms in "Loan and Mortgage"

1. Half-time

2. Forbearance

3. Application

4. Periodic Payment Cap

5. Processing

6. GPM

7. Internet mortgages

8. Real Estate Mortgage Investment Conduit (REMIC)

9. Subordinate Financing

10. Lead-Generation site

11. rebate

12. Price Range

13. homeowner's warranty

14. Income Contingent Repayment Plan

15. Participation Financing

16. ARM

17. Estimated Family Contribution

18. Conventional Loan

19. Streamlined refinancing

20. VA (Department of Veterans Affairs)

21. Option ARM

22. Condominium

23. Adverse Credit History

24. Zoning

25. Loan Origination

26. First Mortgage

27. Seller Carry-Back

28. Partial Entitlement

29. Interest Only

30. Wrap-Around Mortgage

31. Adjustment Date

32. No-Surprise adjustable rate mortgage

33. Restrictions

34. Niche

35. Loan Type

36. Lease-to-own purchase

37. Title Defect

38. 100% loan

39. Rule of 78

40. Posted prices

41. Deed

42. Credit Counseling

43. Payment Change Date

44. Underage

45. Certificate of Eligibility

46. Loan Amount

47. Online Application

48. Worst case scenario

49. Lock-in Clause

50. Collateralized Mortgage Obligation

51. Private Student Loan Consolidation

52. Simple interest biweekly mortgage

53. Multidwelling Units

54. Cost Of Attendance

55. Mandatory disclosure

56. Shopping site

57. CML

58. No ratio loan

59. Cooperative (Co-op)

60. mortgage bond

61. Alternative Loans

62. Gift of equity

63. Prepayment Penalty Mortgage (PPM)

64. Revolving Debt

65. Underwriting requirements

66. Continuing Education Loans

67. Real Estate Property Tax Deduction

68. Federal Student Loan Consolidation

69. Earnest Money Deposit

70. Mortgagee

71. Deferred interest

72. Graduated Payment Mortgages

73. Stockholders' Equity

74. Realtor

75. Default Fee

76. Equity grabbing

77. Risk Based Pricing

78. Variable Rate Mortgage

79. Credit Grantor

80. Amount financed

81. Freddie Mac

82. Loan Origination Fee

83. Borrower

84. Modification

85. VA Mortgage

86. Mortgage pool

87. Recording

88. Federal Student Loans

89. Loan Needed

90. EEM

91. Life Cap

92. Private Student Loans

93. Interest Rate

94. Extended Repayment Plan

95. 203(b)

96. Workout assumption

97. Perils

98. Blemished borrowers

99. Title Search

100. Sub-prime lender

Note: Maximum 100 records reached. Please narrow your search.

Featured term of the day

Definition / Meaning of

Employer Sponsored Retirement Plan

Categories: Finance,

Employers may offer their employees either defined benefit or defined contribution retirement plans, or they may make both types of plans available. Any employer may offer a defined benefit plan, but certain types of defined contributon plans are available only through specific categories of employers. For example, 403(b) plans may be offered only by tax-exempt, not-for-profit employers, and 457 plans only by state and municipal governments. SIMPLE plans, on the other hand, can only be offered by employers with fewer than 100 workers. Corporate employers who contribute to a retirement plan can take a tax deduction for the amount of their contribution and may enjoy other tax benefits. However, the plan must meet certain internal revenue service (IRS) guidelines.Offering a retirement plan may also make the employer more attractive to potential employees. However, employers are not required to offer plans. If they do, they can make the plan as generous or as limited as they choose as long as the plan meets the government's nondiscrimination guidelines.

Most popular terms

1. Quarter
2. Fill Or Kill Order (FOK)
3. Erection All Risks (EAR) Insurance
4. Hacker
5. Naked Option
6. Section 9 Renewal Application
7. Management Liability Insurance
8. Securitization
9. Preference Shares
10. Pension Protection Act Of 2006

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